Thank you for visiting our website. All information on this website is provided by Peppers & Rogers Group under the following terms and conditions. By using this website, you agree to be bound by these terms and conditions. Peppers & Rogers Group may amend the Terms of Use, without notice, at any time by posting the amended terms on the website. By accessing and using the website, you agree to review these terms and conditions periodically and to be bound by any modifications or amendments posted by Peppers & Rogers Group. If you have questions concerning these terms and conditions, please contact Peppers & Rogers Group via e-mail at email.

1. Peppers & Rogers Group attempts to provide quality information on the website, but makes no claims, promises or guarantees about the timeliness, accuracy, completeness, or adequacy of the information contained in or linked to this Website. The information, data, text, images, graphics and other content provided on the Website is the property of Peppers & Rogers Group, its affiliates, or its licensors and is protected by copyright, trademark, and other intellectual property laws.

2. You will not, in any way, modify, move, add to, delete or otherwise tamper with the information contained in this website, nor will you decompile, reverse engineer, disassemble or unlawfully use or reproduce any of the software, copyrighted material, trade secrets, or other proprietary information contained in this website.

3. The website is usually available 24 hours a day, 7 days a week. However, Peppers & Rogers Group retains the right to make the website unavailable from time to time for any reason. You agree that Peppers & Rogers Group shall not be liable for any damages arising from any interruption, suspension or termination of the website.

4. The website may contain links that will allow you to access other websites not under Peppers & Rogers Group’s control. The links are provided as a convenience to you and Peppers & Rogers Group does not endorse any of these sites. Peppers & Rogers Group makes no representation regarding the quality of any product or service contained at any such site and expressly disclaims any responsibility or liability for any material that may be found in any other website accessed through the website.

5. Information provided on this website is provided “AS IS” without warranty of any kind, either express or implied. Peppers & Rogers Group reserves the right to add, delete, change, improve, update or otherwise modify the information on this website without notice. Peppers & Rogers Group assumes no liability or responsibility for any errors or omissions in the content of this website. Your use of this website is at your own risk. By using the website, you release Peppers & Rogers Group from any and all claims that may result from your use of the website.

6. In no event will Peppers & Rogers Group, its officers, employees, contractors, agents, affiliates, subsidiaries, successors or assigns be liable to any party for any direct, indirect, economic, special or consequential damages, loss of goodwill or loss of profits arising out of or in connection with the use of the website or use of any linked site, including without limitation any liability arising for breach of contract, negligence and any other statuatory, contract and/or tort liability, even if Peppers & Rogers Group has been expressly advised of the possibility of such damages. The term “damages” includes, without limitation, attorneys’ fees, any lost profits, business interruption and loss of programs or other data on your information processing system.

7. The website provides a feature allowing visitors to send e-mail to Peppers & Rogers Group staff. Please be aware that any text or other information you send through this system will be seen by various Peppers & Rogers Group staff and is NOT confidential. You agree that you will not use this feature or any other aspect of the website for any of the following:

1. Illegal use. Transmitting any material (by e-mail, uploading, posting, or otherwise) that violates any applicable local, state, national or international law or regulation;

2. Harm or threats. Harming, or attempting to harm, others in any way; transmitting any material (by e-mail, uploading, posting, or otherwise) that threatens or encourages bodily harm or destruction of property;

3. Harassment. Transmitting any material (by e-mail, uploading, posting, or otherwise) that harasses another;

4. Infringement. Transmitting any material (by e-mail, uploading, posting, or otherwise) that infringes any copyright, trademark, patent, trade secret, or other intellectual property or proprietary right of any third party, including, but not limited to, the unauthorized copying, distribution, or transmission of copyrighted material, such as photographs, articles, or software;

5. Fraudulent activity, forgery or impersonation. Making fraudulent offers to sell or buy products or services or advancing any type of financial scam, or attempting to impersonate any person by using forged headers or other identifying information;

6. Unsolicited commercial e-mail/Unsolicited bulk e-mail. Transmitting any unsolicited commercial e-mail or unsolicited bulk e-mail, including activities that have the effect of facilitating unsolicited commercial e-mail or unsolicited bulk e-mail, whether or not that e-mail is commercial in nature;

7. Unauthorized access. Accessing, or attempting to access, the accounts of others, or penetrating, or attempting to penetrate, security measures of Peppers & Rogers Group’s or another entity’s computer software or hardware, electronic communications system, or telecommunications system, whether or not the intrusion results in the corruption or loss of data;

8. Collecting personal data. Collecting, or attempting to collect, personal information about third parties without their knowledge or consent;

9. Inappropriate content. Transmitting any text or other material (by e-mail, uploading, posting, or otherwise) that is obscene, defamatory, pornographic or otherwise inappropriate;

or 10. Network disruptions and unfriendly activity. Conducting any activity that adversely affects the ability of other people or systems to use the website or the Internet.

8. Peppers & Rogers Group reserves the right to terminate your use of the website by disabling your access to the website immediately and without notice if Peppers & Rogers Group, in its sole discretion, determines that your use of the website does not comply with these terms and conditions, or violates any local, state, national or international laws, or interferes with others’ use of the website, or adversely affects operations of the website.

9. Peppers & Rogers Group collects certain information from visitors to its Website. For further information, please see our Privacy Policy.